Personal insurance • Home • Auto • Recreation • Pets
Protect what matters most.
From the place you call home to the car you drive and the adventures you enjoy, EMD Insurance Solutions helps you explore personal coverage with responsive, personalized service.
PERSONAL LINES
Personal Insurance Solutions
Coverage for everyday life, major investments, and the things you enjoy along the way.
Auto
Coverage options for your vehicle, liability, and covered losses on the road.
Homeowners
Protection for your home, personal belongings, liability exposures, and covered losses subject to policy terms.
Condo
Coverage designed around your unit, belongings, and exposures outside the association's master policy.
Renters
Affordable protection for personal belongings and liability when you rent your home or apartment.
Flood
Separate flood coverage may help protect against losses standard homeowners and renters policies typically do not cover.
ON THE ROAD
Auto Insurance
Whether it's the daily commute, school run, errands, or a weekend drive, the right auto policy helps protect you from the financial impact of accidents and other covered losses.
- Liability protection
- Collision and comprehensive options
- Uninsured and underinsured motorist options
- Coverage choices based on your vehicles and household
WHERE YOU LIVE
Home, Condo & Renters
Your insurance should reflect how and where you live. EMD can help you review the personal property, liability, dwelling, and loss-of-use protection appropriate to your situation.
For condo owners and renters, that means looking beyond the building itself and considering the belongings and liability exposures that are yours to protect.
Review Property CoverageMore Ways to Protect What You Enjoy
From the open road to the water—and the pets waiting for you at home.
Motorcycle
Coverage options for your bike, liability, and the risks that come with riding.
RV
Protection for your RV, motorhome, or camper while traveling, camping, or storing it between trips.
Boat
Coverage options for eligible watercraft, including liability and physical damage protection.
Pet Insurance
Coverage options that may help with eligible unexpected veterinary expenses.
FOR THE WEEKENDS
RV, Motorcycle & Recreational Coverage
The things you use for fun still deserve serious protection. We can help you explore coverage for recreational vehicles, motorcycles, boats, and other eligible recreational risks.
Coverage availability and eligibility vary by carrier, state, vehicle, and use.
Explore Recreational CoverageTHEY'RE FAMILY TOO
Pet Insurance
Unexpected veterinary bills can add up quickly. Pet insurance can help eligible pet owners manage covered veterinary expenses while focusing on the care their pet needs.
Coverage options vary by carrier, pet, age, breed, and plan. We can help you explore available options for your household.
Ask About Pet InsuranceWhy EMD for Personal Insurance?
Insurance should feel understandable and personal—not like you're navigating it alone.
Personalized guidance
We start with what you actually need to protect and help you understand the options available.
Responsive service
Questions shouldn't disappear into a queue. EMD is built around accessible, direct communication.
Business + personal
For clients who also own a business, EMD can help bring both sides of your insurance picture into one relationship.
Let's Find the Right Coverage
Tell us what you're looking to protect. We'll help you review available options and take the next step.