Professional Liability (E&O)
For consultants, IT services, and professional services—helps cover claims of errors, omissions, or negligence.
Insurance that moves your business forward.
EMD Insurance Solutions helps Florida & Texas businesses find practical coverage with a modern, responsive approach — while also providing personal insurance solutions to help protect what matters beyond the business.
Responsive support
Digital access
Built for real operations
Insurance for Business and Everyday Life
Whether you're protecting the business you've built or the things that matter at home, EMD can help you find coverage that fits.
Business Insurance
Practical coverage for small businesses, contractors, and professional services throughout Florida and Texas.
Explore Business Insurance
Personal Insurance
Coverage options for auto, home, condo, renters, flood, motorcycle, RV, boat, and pet insurance.
Explore Personal InsuranceCoverage built for how you operate
Start simple, stay protected, and scale coverage as your contracts and operations grow.
Cyber Liability
For businesses handling data, systems, or networks—supports incident response and cyber-related liability exposures.
Business Owners Policy (BOP)
Combines liability and property for many small businesses. A strong starting point when proof of coverage matters.
Commercial General Liability
Commonly requested for on-site work and contracts. Often paired with additional insured and other endorsements.
Commercial Auto
If vehicles are used for business operations, this can help cover owned, hired, and non-owned auto exposures.
Workers’ Comp
Often required before work begins for certain industries and payroll levels, especially for field operations.
Who We Help
We work with small businesses, contractors, consultants, and service professionals who need practical insurance solutions that support real-world operations.
Contractors & Trades
General contractors, subcontractors, field operations, and skilled trades.
Professional Services
Consultants, IT, marketing, digital agencies, and service-based businesses.
Small Business Owners
Retail, food, local operations, and growing businesses that need dependable coverage.
Government Contractors
Businesses navigating contract insurance requirements, COIs, and readiness needs.
Why EMD
A simple promise: clarity, responsiveness, and coverage aligned to your work.
Built for small business
Coverage options designed for real operations—Professional Services, trades, consultants, and growing companies.
Modern access
Simple communication, digital documents, and responsive support that helps you keep business moving.
Simple next step
If you are reviewing coverage for a contract, client requirement, or general business protection, start by exploring your options or reaching out directly.
View coverage options →
Email quote@emdinsurancesolutions.com