CONDO INSURANCE • FLORIDA & TEXAS
Coverage for the place you call home.
Your condo association's policy and your personal condo policy protect different things. EMD Insurance Solutions helps you explore coverage for your unit, belongings and personal liability.
CONDO COVERAGE
Protection Beyond the Association Policy
Condo insurance can help protect the parts of your unit and personal property that may not be covered by the association's master policy. Coverage varies by policy, association documents, carrier and state.
Building Property Coverage
May help cover eligible interior fixtures, improvements and portions of the unit that are your insurance responsibility under the policy and association documents.
Personal Property
Helps protect eligible belongings such as furniture, clothing, electronics and other personal property against covered causes of loss.
Personal Liability
May help protect you financially if you are legally responsible for certain bodily injury or property damage claims covered by your policy.
Loss of Use
May help with certain additional living expenses if a covered loss makes your condo temporarily uninhabitable, subject to policy terms and limits.
Loss Assessment
Available coverage may help with certain assessments charged to unit owners following a covered loss, subject to the policy's terms, limits and exclusions.
Additional Coverages
Depending on the carrier and property, endorsements may be available for water backup, scheduled property and other exposures.
PERSONALIZED COVERAGE
Your Condo Policy Should Fit Your Unit
The association master policy does not necessarily cover everything inside your unit. Understanding your association's responsibilities and your own property and liability exposures can help when selecting coverage.
- Coverage designed for eligible owner-occupied condo units
- Review of available property limits and deductibles
- Consideration of personal property, liability and loss assessment
- Help comparing available carrier options and understanding your quote
WHY EMD
Personal Service. Practical Guidance.
Insurance doesn't have to feel complicated. EMD provides responsive, one-on-one help as you explore your options.
Independent Options
We help explore available coverage options rather than taking a one-size-fits-all approach.
Clear Communication
Questions are welcome. We'll help you understand the coverage choices shown in your quote.
Responsive Service
Direct access to EMD when you need help with your policy, documents or next steps.
Ready to Review Your Condo Insurance?
Tell us a little about your condo and coverage needs, and we'll help you explore available condo insurance options in Florida or Texas.
Get a Condo Insurance Quote →