BOAT INSURANCE • FLORIDA & TEXAS
Protection for life on the water.
From weekends on the bay to days spent cruising the coast, EMD Insurance Solutions helps you explore coverage for your boat, equipment, liability and time on the water.
BOAT COVERAGE
Coverage for Your Boat and Beyond
Boat policies can combine protection for the vessel with liability and other marine-related coverage. Available coverage, limits, deductibles, navigation areas and eligibility vary by carrier, boat and state.
Liability Coverage
Helps protect you when you are legally responsible for certain bodily injury or property damage arising from a covered boating accident, subject to policy terms and limits.
Physical Damage
May help cover eligible physical damage to your insured boat from a covered loss, subject to your deductible and policy terms.
Theft & Other Losses
Depending on the policy, protection may be available for theft and certain other covered causes of loss involving your boat.
Equipment & Accessories
Coverage may be available for eligible permanently attached equipment, electronics and certain boating accessories, subject to policy terms and limits.
Medical Payments
Depending on the policy, coverage may be available for certain medical expenses resulting from a covered boating accident.
Towing & Additional Options
Depending on the carrier, options may include on-water towing, trailer coverage and other boat-specific protections.
PERSONALIZED COVERAGE
Your Boat Policy Should Fit the Way You Use It
Boat type, value, horsepower, storage, navigation area and how often you use the vessel can all matter when comparing coverage options. We'll help you review the details that affect your quote.
- Coverage options for eligible boats and watercraft
- Choice of available limits and deductibles
- Consideration of equipment, towing and other options
- Help comparing available carrier options and understanding your quote
WHY EMD
Personal Service. Practical Guidance.
Insurance doesn't have to feel complicated. EMD provides responsive, one-on-one help as you explore your options.
Independent Options
We help explore available coverage options rather than taking a one-size-fits-all approach.
Clear Communication
Questions are welcome. We'll help you understand the coverage choices shown in your quote.
Responsive Service
Direct access to EMD when you need help with your policy, documents or next steps.
Ready to Review Your Boat Insurance?
Tell us a little about your boat and how you use it, and we'll help you explore available boat insurance options in Florida or Texas.
Get a Boat Insurance Quote →