HOMEOWNERS INSURANCE • FLORIDA & TEXAS
Home insurance built around what matters.
Your home is more than an address. EMD Insurance Solutions helps you explore homeowners coverage designed to protect your property, belongings and personal liability.
HOMEOWNERS COVERAGE
Protection for Home & Property
A homeowners policy can combine several types of protection for your residence, belongings and liability. Available coverage, limits, deductibles and requirements vary by state, carrier, property and policy.
Dwelling Coverage
Helps cover the structure of your home against covered causes of loss, subject to policy limits, deductibles, terms and exclusions.
Other Structures
May help cover detached structures on your property, such as certain garages, fences or sheds, when damaged by a covered loss.
Personal Property
Helps protect eligible belongings such as furniture, clothing and other personal property against covered causes of loss.
Personal Liability
May help protect you financially if you are legally responsible for certain bodily injury or property damage claims covered by the policy.
Loss of Use
May help with certain additional living expenses when a covered loss makes your home temporarily uninhabitable, subject to policy terms and limits.
Additional Coverages
Depending on the home and carrier, additional options or endorsements may be available for specific property, equipment, water backup and other exposures.
PERSONALIZED COVERAGE
Your Home Policy Should Fit Your Property
Homes aren't all built or valued the same. Construction, roof age, location, replacement cost, prior losses and other property characteristics can affect available coverage and pricing.
- Coverage tailored to eligible owner-occupied residences
- Review of dwelling limits and available deductible options
- Consideration of belongings, liability and additional exposures
- Help comparing available carrier options and understanding your quote
WHY EMD
Personal Service. Practical Guidance.
Insurance doesn't have to feel complicated. EMD provides responsive, one-on-one help as you explore your options.
Independent Options
We help explore available coverage options rather than taking a one-size-fits-all approach.
Clear Communication
Questions are welcome. We'll help you understand the coverage choices shown in your quote.
Responsive Service
Direct access to EMD when you need help with your policy, documents or next steps.
Ready to Review Your Homeowners Insurance?
Tell us a little about your home and coverage needs, and we'll help you explore available homeowners insurance options in Florida or Texas.
Get a Homeowners Insurance Quote →